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Cash Advance | Gift and Loyalty Cards | ATM Dispensers | Check Guarantee

CHECK GUARANTEE

Providing the right payment choices for your customers is very important in today's competitive marketplace. A check guarantee service can be a simple and economical way to increase revenue at your place of business. Checks are a popular form of payment and are the preferred non-cash payment method at the retail point-of-sale. If you limit check payments, you may be limiting sales. Our check guarantee service partner, CrossCheck, will let you accept checks easily and quickly from your customers, without worry.

With our guarantee service your business can accept out-of-town and out-of-state checks, even checks from Canada and all U.S. territories, safely and with less risk. With a guarantee service in place, checks are approved at the point-of-sale in seconds following our simple instructions. If an approved check is returned from the bank unpaid, it can be submitted to CrossCheck for processing and reimbursement allowing you to concentrate on sales, not on collections. Training, supplies and account information is available at any time, for no charge.

• Highest approvals in the industry
• Terminal, phone and Internet approval systems
• Free 24/7/365 customer service
• Simple claim submittal
• State-of-the-art authorization technology
• Acceptance of checks from the U.S., all U.S. territories and Canada
• Premium programs for additional coverage
• Approval on business checks
• Subject to the terms and conditions of the Service Agreement.

Check Conversion

ClearChoice provides merchants with the latest state-of-the-art technology, CrossCheck Convrsion Plus. This new service makes taking checks as simple and fast as taking credit cards. With each authorized check, funds are electronically processed and automatically deposited into the merchant’s account. And since conversion alone can’t preclude NSF items, we have enhanced the service to include guarantee.

Check Conversion Plus

Our Check Conversion service automates the check process, expedites funds availability, and reduces bank charges such as return check fees. Funds are automatically placed into the merchant’s account, reducing the need to fill-out daily deposit slips and travel to the bank. CrossCheck Conversion Plus also eliminates the chance of loss from robbery, since store personnel make the deposit for checks the same as for credit cards (from the terminal).

This allows consolidation of funds for multi-location merchants. And, of course, no time is wasted in long lines at the bank.

Your ClearChoice Check Guarantee options summarized:

Standard Check Guarantee

• Most versatile way to guarantee checks
• Accept virtually ANY check
• Increase sales while reducing your risk
• Works with the majority of POS terminals and check readers
• Non-terminal based approval methods, including phone and internet
• Accept checks from US and Canada

Multiple Check Premium

• Accept 2-4 checks from a single check writer to be deposited over time
• Offers customers extra time to secure funds
• Offer flexible payment terms
• Eliminate the "I can't afford it" objection

Disputed Stop Payment Premium

• Protection against stop payment returns, even disputed purchases
  * Most other companies don't cover disputes. We do!

CrossCheck Check Conversion Plus (Imaging and Non-Imaging)

• Convert paper checks to EFT transactions
• Business checks included

WHAT ARE YOU WAITING FOR? CONTACT US TODAY!